Present Ron S Lyle P Clint (Heather and Aaron were absent) Community Management-Paul and Jim were present Meeting (we had sufficient HOA members to have a quorum for an annual meeting) Ron asked Jim to lead the budget review. Paul went through Reminders and examples about insurance People discussed concerns about the development going in. It is the consensus of the board that we cannot do anything at this point. Members brought up landscaping the small strip of dirt i